Applinq
Intelligent Onboarding & Origination
Onboard once. Apply intelligently.
Applinq captures customer information once, assembles a compliant and reusable application dossier, and intelligently orchestrates onboarding and origination across financial products and providers.
Built for: Banks, lenders and insurers onboarding personal and business customers.
The problem
Every product line rebuilds the same onboarding: the same documents requested again, the same checks re-run, the same customer asked the same questions. It is slow for them and expensive for you.
What changes
- Onboarding measured in minutes rather than days
- One compliance backbone instead of one per product line
- New markets and products launched on configuration, not a rebuild
Features
What Applinq actually does.
- 01
Capture once, apply many times
A customer's information becomes a reusable dossier. The second application — a different product, even a different provider — starts from what you already hold.
- 02
Personal and business onboarding
One platform for both, including the complex business structures that usually get routed to a branch: multiple directors, signatories and ownership chains.
- 03
Dynamic, configurable journeys
Journeys are configured per market, product and risk appetite rather than rebuilt in code — so a new country or product ships in a fraction of the time.
- 04
KYC/KYB and risk-provider orchestration
Provider-agnostic verification, screening and credit checks, orchestrated to the right supplier per jurisdiction and swappable without touching the journey.
- 05
Evidence vault and audit trail
Every document, decision and consent is retained with its lineage — so a compliance review is a query, not an archaeology project.
- 06
API-first distribution
Embed origination into your own channels, or distribute to partner banks, lenders and insurers through the API.
Full capability set
- Personal and business onboarding
- Onboarding and origination orchestration
- Dynamic, configurable journeys
- KYC/KYB and risk-provider integration
- Reusable customer dossier
- Evidence vault and audit trail
- Human compliance review
- Consent management
- Applications across multiple products
- Distribution to banks, lenders and insurers
- Operations and compliance console
- API-first integration model
Engineered on
- Salesforce Financial Services Cloud
- MuleSoft
- AWS
- Experience Cloud
Every Cloud23 product is engineered, deployed and operated by the same team that builds our client platforms — not licensed and left with you.
The rest of the portfolio
See Applinq on your own data
A working demo against a real scenario from your business — not a slide deck. Or ask for access and we'll scope a pilot.